Live music insurance: Adapting to a changing world
As concerns for promoters rise around issues such as extreme weather, four leading insurance brokers offer their advice
News By James Hanley | 6 May 2025
Event organisers have been urged not to treat cancellation insurance as a “necessary evil” as worries around extreme weather, civil unrest and other issues ramp up.
Promoters around the globe have long grappled with the impact of the unpredictable conditions on their events, with festivals such as Pohoda, Gazebo Festival, Sueños Music Festival, Slam Dunk Festival, Electric Love and Graspop all hampered last summer.
A new report by Green Music Australia, Rain, Heat, Repeat: How Music Fans Are Experiencing Extreme Weather, found that 85% of festivalgoers had experienced what they perceived to be extreme weather at a music event over the past 12 months.
Leading broker Martin Goebbels of Miller Insurance says the subject is two-fold.
“The particular problem at the moment is both bad weather…